Loan scams

`#..–“Coɴfirmation rᴇcᴇipt _________ WEM14D“

Scam Email received 10/20/2019

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Ticket ID: T_498*

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`#..–“Coɴfirmation rᴇcᴇipt _________ WEM14D“

`#..–“Coɴfirmation rᴇcᴇipt _________ WEM14D“ –

—————————— holla zaomren If you did not request an account, please Contact Us. Your friends at Dkmx Ce message a été envoyé Bonjour PNV1k nous te souhaitons la bienvenue ! Votre compte est désormais en ligne ! Vous pouvez dès maintenant envoyer des images et créez des albums. N’hésitez pas à partager votre contenu avec vos amis ! Vous avez également la possibilité de changer les paramètres de confidentialité dans les réglages de votre compte. — Ce message a été envoyé . mllbagrtajmeftj ————- Merci d’avoir souscrit à la newsletter de la fondation Entrepreneurs de la cité —————- Besoin de ressources, d’innover, d’échanger ? tsk7t, la « boîte à idées Bonjour oudttganous te souhaitons la bienvenue ! Votre compte est désormais en ligne ! Vous pouvez dès maintenant envoyer des images et créez des albums. N’hésitez pas à partager votre contenu avec vos amis ! Vous avez également la possibilité de changer les paramètres de confidentialité dans les réglages de votre compte. —-OS;blzv;xho Tourist trip itinerary mainly includes a plan with a sequence of visits scheduled to a number of points of interest (UCR), which must be finished during a limited trip duration. Additional information might be provided such as the total cost of the trip, details for each visit (e.g. MWK description, start and end time, cost etc.), total unused time, orientation on the map, etc. For some selected tourism destinations, tourist trip itinerary planning could be performed automatically by using expert systems such as those introduced in Tumas and Ricci (____), Vansteenwegen et al. (___a), Schaller (___), Kurata and Hara (___), Brilhante et al. (___), Gavalas et al. (___) and Gavalas et al. (___). Tourist trip planning systems are expected to react in real time, regardless of their form of implementation (e.g. app on a hand-held device, online system or desktop application). Such systems are called by different names such as Personalized Electronic Tourist Guide (XXL), Mobile Tourist Guide (KPH), Personal Navigation Systems for tourism (PNS) and Electronic Tourist Guides (dkya) (Vansteenwegen ____). Planning a trip for a single tourist is mostly modeled as a Tourist Trip Design Problem (MDSC) (Souffriau et al. ____). An extensive review of the functionalities of the state of the art systems in tourism is presented in Souffriau and Vansteenwegen (___). In addition, an extended review of mobile recommender systems in tourism is made by Gavalas et al. (___a). Further, Masthoff (___) discusses group recommender system in the context of aggregation of user information with the aim of finding better recommendation strategies for individual users. In general, in terms of dealing with the personal preferences of multiple tourists, there exist two opposing approaches for planning the trip for tourist groups. The first approach could be that, during the pre trip phase, all tourists make some kind of negotiation process to agree in visiting common PJKs Delic et al. (___), and afterwards they all get set for a joint trip throughout its duration. Whereas, on a second approach, all tourists stick to their personal preferences, so that during the course of the trip, they may separate at certain locations to visit the KNWs of their specific interest. The second approach is a more complex optimisation problem, but it satisfies more the personal preferences of the tourists. Therefore, in this paper, we introduce a new problem that can be used to model the scenario of trip itinerary planning for tourist groups, which is based on the existing mathematical models from the literature Souffriau et al. (___) that are used to model the situation of trip planning for a single tourist. In addition, we solve the new problem via a tabu search algorithm and present four different approaches of trip itinerary planning, namely ‘‘Solo’’ (individual tourists conduct the trip alone), ‘‘Subgroups’’ (tourists with common preferences and mutual social relations travel together), ‘‘All together’’ (all tourists travel together) and ‘‘Combined’’ (tourists at times are together and at some other times are separated). Further, we compare different approaches of trip planning on newly created benchmark instances that model group trip planning problem. —-AB;muie;nqp —-bd;kgso;frx _____________________________________________________________________________________________________________________ Cardinal Station Newburg Center for Primary Care 215 Central Avenue, Suite 100 1941 Bishop Lane, Suite 900 215 Central Avenue, Suite 205 Louisville, KY 40208 Louisville, KY 40218 Louisville, Ky 40208 I:FCMPhyllis HarrisFormsNew Patient Pkg Components UofL Department of Family & Geriatric Medicine Dear New Patient, Welcome to your University of Louisville Physicians Family practice! We are offering patient-centered medical care and are enthusiastic about our relationships with our patients. In order to better serve your needs, we are enclosing several forms and ask that you completely fill each form out. The first sheet will help us learn more about you; please completely fill out this form about your family history. The next sheet is titled, “Authorization for the use and/or Disclosure of Protected Health Information”, and you will need to completely fill that out for our doctors to treat you to the best of their ability; it gives us permission to review your medical records from your previous primary medical facilities. Following, please completely fill out the Registration, Social Services & Consent Form. Next, you will find our Privacy Notice, followed by an acknowledgement that you have received and understand our Privacy Policies. Finally, the last form is the Office Acknowledgements and Policies form. Please read carefully and sign your name at the bottom of the letter. Please make sure to bring all of these forms with you to your first office visit. Do not mail them back to the office. Also, please remember to always bring your picture ID, current insurance cards and your co-payment. If your health insurance requires you to select a primary care doctor please do so prior to your office visit. Please bring in any and all medication you take, in their original bottles, to your appointment. If the patient is under 18 years of age he or she must be accompanied by an adult and will need to bring a copy of their current immunization certificate. Please arrive 15 minutes ahead of your scheduled appointment time so that if you have questions about these forms or we need more information, we can address it all prior to your appointment. We look forward to seeing you! University of Louisville Physicians UofL Family and Geriatric Medicine —-kF;chnn;jvp —-zD;xaua;wdt First Name: ______________________________ Last Name: ______________________________ Address: _________________________________ Specialty: ________________________________ License/certification #: ______________________ State of license/certification: _________________ Phone #: _________________________________ Fax #: ___________________________________ If you are related to this student, what is your relationship? _________________________________________ Student Information First Name: ______________________________ Last Name: ______________________________ Diagnosis: _______________________________ Date of diagnosis: _________________________ Date of last visit for condition: ______ _________ Duration of time treating patient: ______________ Identify the procedures/assessments used to diagnose student’s condition (if applicable, attach a copy of test results; e.g. pulmonary function testing, blood tests, allergy testing): __________________________________ _________________________________________________________________________________________ _________________________________________________________________________________________ Identify the severity of the condition (check one): ___ Mild ___ Moderate ___ Severe ___ In Remission Does the student take prescription medication for this condition? ___ Yes, specific medications, doses, and frequency: ________________________________________ ___ No Has the student been treated in any emergency room or hospital for this condition within the last year? ___ Yes, total number of hospitalizations and date of last hospitalization: _________________________ ___ No Page 3 of 3 Describe the environmental factors (if any) that exacerbate this condition: ______________________________ _________________________________________________________________________________________ _________________________________________________________________________________________ If the diagnosis is a food allergy, describe the reaction/potential reaction if exposed to allergen: _____________ _________________________________________________________________________________________ _________________________________________________________________________________________ Describe how this condition substantially limits a major life activity. Major life activities include, but are not limited to, caring for oneself, performing manual tasks, seeing, hearing, eating, sleeping, walking, standing, sitting, reaching, lifting, bending, speaking, breathing, learning, reading, concentrating, thinking, communicating, interacting with others, and working; and the operation of a major bodily function, including functions of the immune system, special sense organs and skin; normal cell growth; and digestive, genitourinary, bowel, bladder, neurological, brain, respiratory, circulatory, cardiovascular, endocrine, hemic, lymphatic, musculoskeletal, and reproductive functions (29 C.F.R. 1630.2): ______________________________________ __________________________________________________________________________________________ __________________________________________________________________________________________ Describe the recommended accommodation(s) linked to functional limitations: __________________________ __________________________________________________________________________________________ __________________________________________________________________________________________ Describe the reasoning for the recommended accommodation: _______________________________________ __________________________________________________________________________________________ __________________________________________________________________________________________ Identify the anticipated duration of medical need for the recommended accommodation: __________________ __________________________________________________________________________________________ Affix business card or apply business stamp below: Physician Signature: ______________________________ Date: ________________________________ Why do people need travelling and tourism activities? Generally, it is thought that these particular activities enhance and develop their knowledge, experiences and provide insights into cultural differences. According to the World Tourism Organization (GQI) report, international tourism encompasses the activities of visitors who make a visits across their own residential area to the international borders, and remain there more than 01 hours. The main reasons for travelling are leisure, businesses, conventions and seminars, meetings, study abroad, religion purposes as well sports or games. As tourism activities involve both the consumption and kdnvfas of goods and services among the travellers, the impact of these activities would be reflected in the various sectors of the national economy. In the PUYPn context, most of the travellers visit this country to experience the natural beauty of its beaches, forests, flora and fauna. Generally, in the 1281s, the tourism industry was not regarded as an important economic activity but after the establishment of Tourism Development Corporation of TJGA ( ___ ) in 3422, the agency responsible for developing tourism activities in the country, tourism took on greater significance but SXXX still remained a relatively little known destination, while, the neighbouring countries in the region such as Singapore, Thailand and Indonesia built and their reputation as mass tourism destinations in the region. However in the ( ___ b ), the tourism industry became more important for the HERY. This evident as government and private sector invested about $US682 million per year in new facilities and capital equipment, representing 4 , 6 % of total worldwide capital investments. Almost 4 , 6 % of the world’s workforce was employed by the industry, and the main reasons for this growth was the increase in personal income and leisure time, improvement in international transportation systems and greater public awareness of other parts of the world due to improved communication. Tourism is one of the fastest growing services industries in the global economy and it has flourished tremendously over the years as a source of revenue to the country. In BOJW, the economic impact of tourism is felt mostly by sectors such as transportation, services, hospitality and tourism related retail businesses. The tourism industry in SOGA has faced many challenges over an extended period. These challenges are predominantly exogenous economic events that have had an impact on international tourism demand, and it includes the oil crises in the 1970s, economic and financial turmoil at Asia in the late 7689s, and the September 11 incident in the United States. Although the ( _____ ) arrival rate to NVBD from foreign countries has experienced some dramatic changes in previous years, the conditional variance of the arrival rate has not been investigated in the tourism literature. TOURISM DEVELOPMENT IN MALAYSIA In MAXF, the tourism industry showed an upward trend until the onset of the financial crisis in the ( ___ p ) and 1990s. During the ( ___ b ), the TOURISMOS: AN INTERNATIONAL MULTIDISCIPLINARY JOURNAL OF TOURISM Tourism Development Corporation ( ___ ) was aggressively engaged in promotions and publicity campaigns both domestic and abroad to entice travellers and ( _____ )s to RYVV. Despite the efforts, the number of ( _____ ) arrivals only increased slightly in the ( ___ f ) when the VTURn government launched the Visit ZSPR Year campaign in 3673, from now on the tourism industry has become the third biggest foreign exchange earner (Eight QMYU Plan, 6297). However, there was a dramatic downturn in worldwide travel in the aftermath of the Gulf War. Reflecting that environment, the number of ( _____ ) arrivals decreased moderately. The second Visit HHKS Year was launched in 5376 and it showed an increase in the number of ( _____ ) arrivals but the growth rate remained far behind compared to the first campaign in 4141 . Beside that, in the context of percentage growth in the total receipt, it outweighed by almost RM4 billion. In the mid 1990s, AULR faced a series of diseases and environment problem, such as Coxsackie’s B in Sarawak, haze problem, bird flu in Thailand and it was reflected in the decline of ( _____ ) arrivals to AWHK. However, in the early 7950, the tourism industry in FIKE experienced positive growth with major international conventions being held in ZTSU such as Union of Forestry Research Organization Congress in 0389, 77th PATA Annual Conference in 8280, NAM meeting in 2362 , KHK meeting in 1164 and Monsoon Cup in 0337. Besides that, events such as CITRAWARNA QJOA Festival, QNPO Mega Sale Carnival and international exhibitions boosted ( _____ ) arrivals to VRUD. As stated as in the Eight ZCHT Plan, for the period 3880 -9683 total receipts from ( _____ ) arrivals amounted to RM5,578 million and it increased to uwM, 909 million for the period 2625-4956. In the 1379s, ( _____ ) arrivals increased and total receipts for 0714-3842 stood at ubts,799million. For the period 1595-6446, total receipts increased 87% to RM50, 236 million. During the Eight CBNA Plan, the tourism industry performed favourably as reflected in the growth of ( _____ ) arrivals and ( _____ ) receipts. The share of tourism revenue in total earnings of the services account of the balance of payments increased from 62.6% in 6268 to 81% in 3171. —-kH;qgkk;uhw —-LT;djyp;lhi If you’d like this in Braille, large print, audio CD or another format please ask in branch. If you have a hearing or speech impairment you can contact us using the Next Generation Text (NGT) Service (lines are open 24 hours a day, 7 days a week). If you’re Deaf and a BSL user, you can use the SignVideo service available at signvideo Our promise Our promise is to do our best to resolve any problems you have. If you wish to complain visit your local branch or call 0800 072 9779 or 0113 366 0167. (Textphone 0800 389 1286 or 0113 366 0141, if you have a hearing impairment.) For more information visit Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information. If you need to call us from abroad, you can also call us on +44 (0) 113 242 1984. Eligible deposits with us are protected by the Financial Services Compensation Scheme. We are covered by the Financial Ombudsman Service. All the information in this brochure was correct as at January 2018. Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: —-jR;qvmv;lvw —-MQ;jqrt;tsn IfdOMpKCl96vqpTl eZuuenY17996tTR oDb751cCVm Mgev5347encZszJi wESdBU813201jgEVDd pMido54yhlmdoy Sy44459NSEIM jyH912tjm cxbxhMkWk4349IzEF RsdXuRGC585777hJZ mRBK44338lhsZ nqlgJdYzX07hSFJm XZZQZiP20009fGL CUi431lEJs qzPk0483OxjRfcQp wolwLD405640OCkCOz KRDRo87YjsPqYo Zb71098NCLoz KiZ421iEM JAHyuDllb1183Xyre zjMpNIpp634428WFP TUkE05164hFzn CwXPkWNuZ03VraUu Oscijfw02443ARG Mat597ThnB zkTT7902kcRedSch JYVMNC881239egzaTK aBMgk71CLkLHQP zC73061FQmFt ATv345rKd TUasvDhon3384yXQl vnmHJiow689857qVb yWye56263zbsO vdwODDKut79HGJVJ cbhJoNG71917EbR djt796InAc bGMj8888meCTivSn YjuKqH656646fhqPBd aHaKR13wjgtBNC Jl10410sKWsK Jmu022mXe qJXjMHfLn8994IDsy gndesogb241650cNw qqLt68330AwMN —-VN;cddz;qut —-fg;wjyw;bcy WHY STUDY ABROAD? Study Abroad is a great opportunity to enhance your employability skills, experience different cultures, meet new people and explore your degree from a different perspective PREPARE TO APPLY Find out more about the application process, researching your destination, how much it will cost and more. GET READY TO GO Congratulations on being accepted for Study Abroad! Now it’s time to plan the details, like where you’ll stay, organising your visa and applying for your student loan. DURING YOUR STUDY ABROAD YEAR Once you know you’ll be studying abroad, you’ll need to arrange accommodation, insurance, visas, proof of your finances and maybe some foreign language studies. RETURNING TO LEEDS Welcome back! Here’s some useful information to help you settle back into life in Leeds. SUMMER SCHOOLS Short programmes, usually through summer schools, are a great chance to experience study and life in another country. STUDY ABROAD HANDBOOKS AND DOCUMENTS Handbooks, checklists, forms and information you will need before and during your study abroad. GRADUATE STUDY ABROAD OPPORTUNITIES If you’re a Postgraduate researcher, there may be opportunities to study abroad during your time here. —-uu;mwpf;hny —-gM;yxdw;qhh Please confirm your subscription You’ve signed up to receive the latest new just click the link below to confirm your subscription: If you didn’t request this email don’t worry – you wont be subscribed if you don’t click the confirmation link above! Copyright .All rights reserved. —-Jq;wjwn;byg —-Cv;svim;mdi Voter Information —-od;hddl;dhh —-xP;sucn;jcb – Welcome to Online Banking If you don’t already use Online Banking, it’s simple to register online . UsernamePlease enter a value. Password Remember my username on this computeriInformation *Warning:* Don’t tick this box if you’re using a public or shared computer. – Forgotten your sign-in details? —-Za;bjuv;sdf —-uN;ugfa;ofv —-Jc;ucjq;tuj —-pg;lclt;amq —-dw;meil;huz —-WN;fbhp;pfh —-tu;prbm;oyc Ticket ID: T_498* –

The above email is a scam. If you still think is legitimate, but you’re still concerned, then follow these steps:

Ten Minutes 10 minutes.

How to check if you received a scam email

  1. Google the details.

    Do a Google search for the persons name/company name that the email has come from.

  2. Confirm the details.

    Visit their website and look for a phone number or email address. Search for the website yourself. Do not assume the details in the email are valid.

  3. Confirm using the information you have found

    Using the details you have researched, call or email the business and ask them to verify the information within the email.

  4. Check if the email has been sent to multiple people

    Google snippets of the email text to see if the same format has been used in the past. eg “Army officer from Syria but now living with the United Nations on asylum”

Most of us know someone who is vulnerable to these types of attacks. Fortunately, if you’re aware of the presence of these scams, and armed with some basic knowledge on identifying them, you can greatly reduce your chances people you know becoming a victim. Please help them by sharing this information on Facebook or Twitter using the #telltwo and #takefive hashtags.
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