Loan scams


Scam Email received 12/4/2022

Email From:

Sender Name:


Other emails used:,

Email Subject:



Golf Park 6, Raapenberg Road Mowbray, 7700, Cape Town, South Africa Reg No: 2000/017891/07; NCRCP 38; FSP 44481 Welcome To RCS FINANCE Do you want to give your lifestyle a boost or have an unexpected expense to deal with; RCS Financial Services is the cost-effective way of making it happen within a short time frame. At RCS Financial Services, our processes are very flexible which gives you the opportunity of borrowing from R10,000 to R10,000,000 within an affordable repayment period ranging from 12months to 20years. We offer Personal Loans, Business Loans, Home Loans and Debt Consolidation loans as well as Car Finance that can be adapted to suit your changing needs and circumstances at 5% interest rate. Features & Benefits Immediate access to your funds after approval Flexible repayment terms Bulk payments at intervals are acceptable and it helps to reduce cumulative interest on loan Your first repayment of the loan begins in three months after approval. Flexible repayment options from 12 months to 120 months and above. Fast and easy loan process (credit decision are made within a maximum time frame of 24 hours) Free monthly statement via email or SMS Customer protection Insurance for your peace of mind Interest is fixed at 5% per annum v Apply for your Loans Now / Personal Loans / Business Loans / Debt Consolidation / Car Finance / Home loans v Are you blacklisted? Apply Now Even if you have a bad credit record we will assist you RCS Representative Table Loan Amount Duration Repayment Loan Duration Repayment Loan Duration Repayment (Year) Period Amount (Year) Period Amount (Year) Period R20,000 2 R877.43 R20,000 3 R599.42 R20,000 5 R377.42 R50,000 2 R2,193.57 R50,000 3 R1,498.54 R50,000 5 R943.56 R100,000 3 R2,997.09 R100,000 4 R2,302.93 R100,000 6 R1,610.49 R150,000 3 R4,495.63 R150,000 5 R2,830.69 R150,000 7 R2,120.09 R300,000 4 R6,908.79 R300,000 6 R4,831.48 R300,000 8 R3,797.98 R400,000 5 R7,548.49 R400,000 7 R5,653.56 R400,000 9 R4,606.91 R600,000 6 R9,662.96 R600,000 8 R7,595.95 R600,000 10 R6,363.93 R800,000 7 R11,307.13 R800,000 9 R9,213.82 R800,000 11 R7,891.59 R1,000,000 8 R12,659.92 R1,000,000 10 R10,606.55 R1,000,000 12 R9,248.90 Businesses or Individuals interested in applying for a loan with RCS Financial Services or who simply require more information. TO APPLY, simply SEND AN EMAIL with your ID Number, Full Names, Occupation, Monthly Income, and Contact details to ( ) Or Fax : +27 86 483 0603 Please Find Loan Application Form Below. For Business Loan Kindly Email Us Your Business Registration Number and Your Three Month Bank Statement. Claudia Els (Mrs.) Senior Loan Manager © 2022 – RCS Group. RCS is a registered Credit and Financial Services Provider. NCRCP 38. FSP 44481 RCS Proprietary Limited (Reg No.: 2000/017891/07) is a registered credit provider and authorised financial services provider RCS SA LOANS Pty Ltd –

The above email is a scam. If you still think is legitimate, but you’re still concerned, then follow these steps:

Ten Minutes 10 minutes.

How to check if you received a scam email

  1. Google the details.

    Do a Google search for the persons name/company name that the email has come from.

  2. Confirm the details.

    Visit their website and look for a phone number or email address. Search for the website yourself. Do not assume the details in the email are valid.

  3. Confirm using the information you have found

    Using the details you have researched, call or email the business and ask them to verify the information within the email.

  4. Check if the email has been sent to multiple people

    Google snippets of the email text to see if the same format has been used in the past. eg “Army officer from Syria but now living with the United Nations on asylum”

Most of us know someone who is vulnerable to these types of attacks. Fortunately, if you’re aware of the presence of these scams, and armed with some basic knowledge on identifying them, you can greatly reduce your chances people you know becoming a victim. Please help them by sharing this information on Facebook or Twitter using the #telltwo and #takefive hashtags.
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